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Is Crowdfunding Different? Evidence on the Relation between Gender and Funding Success from a German Peer-to-Peer Lending Platform
Deutsche Bundesbank.
Jönköping University, Jönköping International Business School, JIBS, Economics, Finance and Statistics. DIW Berlin .
2014 (English)In: The German Economic Review, ISSN 1465-6485, E-ISSN 1468-0475, Vol. 15, no 4, 436-452 p.Article in journal (Refereed) Published
Abstract [en]

According to the literature on traditional banking, lenders often discriminate against female borrowers. However, studies of Peer-to-Peer lending in the United States find that female borrowers have better chances of obtaining funds than do males. We provide evidence on the success of female borrowers at a large German peer-to-peer lending platform. Our results show that there is no effect of gender on the individual borrower's chance to receive funds on this platform, ceteris paribus. Several robustness checks confirm this finding. Hence, female discrimination seems to be eased by the wisdom of the lending crowd'.

Place, publisher, year, edition, pages
2014. Vol. 15, no 4, 436-452 p.
Keyword [en]
Financial behavior, Peer-to-Peer lending, gender
National Category
Economics and Business
Identifiers
URN: urn:nbn:se:hj:diva-25899DOI: 10.1111/geer.12052ISI: 000344387500002Local ID: IHHEFSISOAI: oai:DiVA.org:hj-25899DiVA: diva2:789168
Available from: 2015-02-18 Created: 2015-02-18 Last updated: 2015-05-18Bibliographically approved

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CiteExportLink to record
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