Ändra sökning
RefereraExporteraLänk till posten
Permanent länk

Direktlänk
Referera
Referensformat
  • apa
  • ieee
  • modern-language-association-8th-edition
  • vancouver
  • Annat format
Fler format
Språk
  • de-DE
  • en-GB
  • en-US
  • fi-FI
  • nn-NO
  • nn-NB
  • sv-SE
  • Annat språk
Fler språk
Utmatningsformat
  • html
  • text
  • asciidoc
  • rtf
The role of human capital in loan officers' decision policies
Högskolan i Jönköping, Internationella Handelshögskolan, IHH, Redovisning och finansiering.
Högskolan i Jönköping, Internationella Handelshögskolan, IHH, EMM (Entreprenörskap, Marknadsföring, Management). Högskolan i Jönköping, Internationella Handelshögskolan, JIBS Entrepreneurship Centre.
2008 (Engelska)Ingår i: Entrepreneurship: Theory & Practice, ISSN 1042-2587, E-ISSN 1540-6520, Vol. 32, nr 3, s. 485-506Artikel i tidskrift (Refereegranskat) Published
Abstract [en]

Using a human-capital perspective and the similarity-attraction paradigm, we examine the role of general and specific human capital in the decision policies of 114 Swedish loan officers in their assessments of small-business loan requests. We found that human capital characteristics had marginal impact on decision policy contingencies and that specific human capital had no significant influence on the probability of loan approval. However, we did find that the similarity between the loan officers’ human capital and the pplicants’ human capital was a significant indicator of loan approval. The findings offer interesting insight into the heterogeneity of loan decision processes and outcomes and future research opportunities are suggested.

Ort, förlag, år, upplaga, sidor
2008. Vol. 32, nr 3, s. 485-506
Nyckelord [en]
bank lending, bank loans, commercial lending, SMEs Swedish SMEs, Swedish banking system, credit risk, credit risk assessment, risk management, credit valuation, decision making credit decision process, credit evaluation process, conjoint experiment
Nationell ämneskategori
Företagsekonomi Annan industriell bioteknik
Identifikatorer
URN: urn:nbn:se:hj:diva-3127DOI: 10.1111/j.1540-6520.2008.00237.xISI: 000255060300005Scopus ID: 2-s2.0-42449129765OAI: oai:DiVA.org:hj-3127DiVA, id: diva2:33947
Tillgänglig från: 2007-08-10 Skapad: 2007-08-10 Senast uppdaterad: 2017-07-12Bibliografiskt granskad

Open Access i DiVA

Fulltext saknas i DiVA

Övriga länkar

Förlagets fulltextScopus

Person

Bruns, VolkerWiklund, Johan

Sök vidare i DiVA

Av författaren/redaktören
Bruns, VolkerWiklund, Johan
Av organisationen
IHH, Redovisning och finansieringIHH, EMM (Entreprenörskap, Marknadsföring, Management)
I samma tidskrift
Entrepreneurship: Theory & Practice
FöretagsekonomiAnnan industriell bioteknik

Sök vidare utanför DiVA

GoogleGoogle Scholar

doi
urn-nbn

Altmetricpoäng

doi
urn-nbn
Totalt: 1030 träffar
RefereraExporteraLänk till posten
Permanent länk

Direktlänk
Referera
Referensformat
  • apa
  • ieee
  • modern-language-association-8th-edition
  • vancouver
  • Annat format
Fler format
Språk
  • de-DE
  • en-GB
  • en-US
  • fi-FI
  • nn-NO
  • nn-NB
  • sv-SE
  • Annat språk
Fler språk
Utmatningsformat
  • html
  • text
  • asciidoc
  • rtf