Endre søk
RefereraExporteraLink to record
Permanent link

Direct link
Referera
Referensformat
  • apa
  • ieee
  • modern-language-association-8th-edition
  • vancouver
  • Annet format
Fler format
Språk
  • de-DE
  • en-GB
  • en-US
  • fi-FI
  • nn-NO
  • nn-NB
  • sv-SE
  • Annet språk
Fler språk
Utmatningsformat
  • html
  • text
  • asciidoc
  • rtf
Capital requirements and bank profitability: A comparison between the large Swedish banks and niche banks
Högskolan i Jönköping, Internationella Handelshögskolan, IHH, Nationalekonomi.
2017 (engelsk)Independent thesis Advanced level (degree of Master (Two Years)), 20 poäng / 30 hpOppgave
Abstract [en]

Purpose: The purpose of this study is to describe and explain the relation of changes in capital requirements on the profitability of Swedish banks.

Method: A mixed model approach is used. The quantitative approach is con-ducted through the collection and analysis of statistics from Swe-dish banks and financial institutions. The qualitative research ap-proach is used to obtain further insights into the Swedish banking system and how banks are managing capital requirements. This is conducted through interviews with respondents from a large bank, a niche bank, and the Riksbank.

Analysis: The analysis is made on yearly data from 1999 to 2015. Return on equity and net interest margin are individually used as dependent variables. The independent variables are various capital ratios which are defined by the Basel framework. The results from the quantitative analysis are in line with the findings from the qualita-tive interviews.

Conclusion: On one hand, capital requirement ratios seem to have a negative and statistically significant correlation with the Return on Equity for both large banks and niche banks. On the other hand, capital re-quirement ratios seem to have a positive and statistically significant correlation with the Net Interest Margin for niche banks.

sted, utgiver, år, opplag, sider
2017. , s. 84
Emneord [en]
capital requirements, capital ratios, bank profitability, niche banks, basel committee, the swedish financial supervisory authority, the riksbank
HSV kategori
Identifikatorer
URN: urn:nbn:se:hj:diva-35028ISRN: JU-IHH-NAA-2-20170075OAI: oai:DiVA.org:hj-35028DiVA, id: diva2:1072547
Fag / kurs
IHH, Economics
Presentation
2017-01-13, B3008, Jönköping International Business School, Jönköping, 14:00 (engelsk)
Veileder
Examiner
Tilgjengelig fra: 2017-02-28 Laget: 2017-02-08 Sist oppdatert: 2017-02-28bibliografisk kontrollert

Open Access i DiVA

ArijanStovrag_MasterThesis_2017_FinalVersion(1441 kB)1745 nedlastinger
Filinformasjon
Fil FULLTEXT01.pdfFilstørrelse 1441 kBChecksum SHA-512
cfb1e9e1e1f81bda3950c30c332a2ceaf204bcaad5f941e957717820f6466856b9b40561acfa8bd3600569beacb466ca54a2f4d70cf184e7b3a55b6de49b58aa
Type fulltextMimetype application/pdf

Søk i DiVA

Av forfatter/redaktør
Stovrag, Arijan
Av organisasjonen

Søk utenfor DiVA

GoogleGoogle Scholar
Totalt: 1745 nedlastinger
Antall nedlastinger er summen av alle nedlastinger av alle fulltekster. Det kan for eksempel være tidligere versjoner som er ikke lenger tilgjengelige

urn-nbn

Altmetric

urn-nbn
Totalt: 726 treff
RefereraExporteraLink to record
Permanent link

Direct link
Referera
Referensformat
  • apa
  • ieee
  • modern-language-association-8th-edition
  • vancouver
  • Annet format
Fler format
Språk
  • de-DE
  • en-GB
  • en-US
  • fi-FI
  • nn-NO
  • nn-NB
  • sv-SE
  • Annet språk
Fler språk
Utmatningsformat
  • html
  • text
  • asciidoc
  • rtf